News and Promotions
Refer-A-Member Promotion kicks off April 1, 2024
$50 Bonus For You - $50 Bonus For Them
For every family member and friend you refer to the credit union that joins, we will give each of you $50. Members can earn up to $250. Visit the Refer-A-Member page for complete details.
Promotion ends May 31, 2024 so get those referral forms in before it’s too late.
Spring Forward
WITH A POCUMD LOAN
Personal Loans*
Spring Forward with rates as low as 3.09% on auto loans and 7.85% on a personal loan!
Travel to your dream destination without any worries. Whether you’re looking for sandy beaches or bustling cities, our PERSONAL LOANS will provide you with the financial support you need to unlock your wanderlust and create unforgettable memories.
Get a rate as low as 7.85% APR* when you open a Checking Account with a Debit Card and set up a minimum $100 Direct Deposit.
Auto Loans**
Embrace the blooming possibilities of a new ride with our flexible AUTO LOANS. Let the fresh air and sunshine inspire your journey to your dream car. From convertible cruisers to eco-friendly hybrids, we’ve got the perfect fit for your spring adventures.
Get a rate as low as 3.09% APR* when you open a Checking Account with a Debit Card and set up a minimum $100 Direct Deposit.
Apply today and find out how much you could save with a POCUMD auto loan!
Applying is easy!
Online (no paperwork necessary) or,
Download the loan application form and submit all required documents to POCUMD or,
Come in and apply. We’d love to see you.
Call us at (410) 727-5469 if you have any questions.
With our online application system, you can easily apply for an auto loan from the comfort of your home or on the go. Say goodbye to lengthy paperwork and endless waiting. POCUMD ensures that your application is processed swiftly, getting you one step closer to driving off in your desired vehicle.
** CAR LOANS. APR is Annual Percentage Rate. Quoted APRs are subject to change daily at the discretion of the Board of Directors. APR may vary based on creditworthiness, income and term of loan. Rates indicated are the lowest rates available. For example, a $50,000 new car auto loan with a 48-month term with a fixed rate of 3.09% APR will result in an estimated monthly payment of $22.18 per $1,000. Contact Credit Union for details. $50 offer only applies when closing your new or used auto loan, or $100** when you refinance with POCUMD. **Good on all qualified automobiles with approved credit. Vehicles financed through dealer with 0% financing not eligible. Leased vehicle and existing POCUMD loans are not eligible. Open to members aged 18 or older in good standing, who have made all loan payments on time on the vehicle in question and are eligible under POCUMD underwriting guidelines. Verification of income required. $100 offer only applies to Auto Loans closed at POCUMD. APR is Annual Percentage Rate. 3.29% APR only available on new 2024, or 2023 vehicles with less than 5,000 miles. 3.49% APR available on 2023-2017 vehicles. Maximum loan terms apply (60-month term maximum. Rates for 72-84 months available). Credit Union reserves the right to extend payments over the longest term to lower payments. This may impact the interest rate of the loan. Limited-time offer runs from 1/16/24 - 4/15/24.
* PERSONAL LOANS. APR is Annual Percentage Rate. Quoted APRs are subject to change daily at the discretion of the Board of Directors. APR may vary based on your credit score, income over the past 3 years, and general creditworthiness. Rates indicated are the lowest rates. For example, a $3,500 loan with a 1-year term with a fixed rate of 7.85% APR will result in an estimated monthly payment of $86.92 per $1,000 financed. 7.85% APR when you open a checking account with a debit card and set up a minimum $100 direct deposit. Open to all members who are eligible under current POCUMD underwriting guidelines. Limited-time offer runs from 1/16/24 thru 4/15/24. Contact Credit Union for details.
95th POCUMD Annual Meeting - You’re Invited!
Please join us as we celebrate 95 years of service to our members.
The Annual Meeting is one of the highlights of the year for our members. It’s a great opportunity to reconnect with friends, meet other members, and hear plans for your credit union in 2024.
DATE: April 24, 2024
WHERE: Jimmy’s Famous Seafood Restaurant | 6526 Holabird Ave., Baltimore MD 21224
TIME: 6:00 pm - 9:00 pm
6:00 pm: Doors Open/Registration, 6:15 pm: Hors d’oeuvres
7:00 pm: Meeting followed by dinner and drinks
COST: The event is FREE to POCUMD Members*. Each member can bring a guest for $40.
RSVP: By April 5th to Ineka Walker at 410-727-5469 or iwalker@pocumd.org.
*Reservation Fee: There will be a $10 reservation fee, that will be reimbursed after we confirm that you attended the meeting. You must be a POCUMD member for at least 30 days to attend the meeting.
POCUMD Auto Shopping Center
Shop for a new or used car right from your computer, tablet or mobile phone!
Save time, money, and stress when looking for your next car.
Search for new or used cars
Compare vehicles by make, model and price
Access free CarFax reports
Request a quote
Get pre-approved online
Research vehicle specifications
and so much more
Combined with POCUMD’s unbeatable loan rates, you can save thousands of dollars on your next automobile purchase. If you already have an auto loan, check out the NEW Auto Refinance Tool to see how much you can save if you refinance your current loan with us.
Paying Too Much for Insurance?
Empowering You to Protect What Matters Most
You work hard for your money and to keep your budget on track. So why spend more than you have to for insurance you need to protect you and your family? Post Office Credit Union of Maryland members may qualify for discounts on insurance through TruStage.
TruStage works with national companies to help members save without losing any money. And when you save big, it can be easy to switch insurance carriers!
TruStage Products Available to POCUMD Members:
Auto and Home Insurance
Life Insurance
Accidental Death and Dismemberment Insurance - Members receive $1000 at not cost.
TruStage offers a powerful mix of savings and popular, member-friendly benefits:
Credit union member discounts
Nationally recognized companies (Liberty Mutual, CMFG)
Friendly, 24/7-service – even on holidays
With over 20 million protected under their coverages, it’s an established firm that you can trust to protect and add value.
Check our TruStage page for program information and free quotes. Or visit the Post Office Credit Union of Maryland TruStage website page.
LIFE INSURANCE
CAR INSURANCE
HOME AND RENTERS INSURANCE
AD&D INSURANCE
Bank on the Go with Our Mobile App
It's never been easier to keep an eye on your finances. In fact, there's an app for that!
Simply search "POCUMD" in Google Play or the Apple App Store to download the official Post Office Credit Union of Maryland app.
Enhanced with more features!
Downloading the app will put your POCUMD account details in your hands. There are so many benefits.
View balances and transfer funds
Mobile check deposits (coming soon)
Open and fund new accounts
Apply for loans
Sign up for e-Statements and Text Banking
Find surcharge free ATMs
Request check withdrawals
Change your address or phone number
Contact YOUR credit union!
Get out your devices and download today!
Sign up for Online Banking!
Banking anytime from anywhere!
Are you set up with POCUMD Online Banking? With this free service, you can check your account balance, view recent transactions, download monthly statements, transfer money, apply for loans, and more! All with just a few clicks of the mouse. It's easy, convenient, and a "green" way to do your banking.
To get started with Online Banking, login or enroll. So don't wait - check out Online Banking today!
Feel free to contact us at (410) 727-5469 if you have any questions.
Message to our Members Retiring from the Post Office
Congratulations on your retirement from the Post Office! You have arrived at an important milestone in your life. You can now stop living to work, and begin working to live!
We also want to thank you for being a loyal member of POCUMD. Remember, retirement from the Post Office does not affect your membership eligibility with the credit union. Once a member, always a member!
To transition smoothly into retirement, please call OPM at 1-888-767-6738 (TDD 1-800-878-5708), Monday - Friday, 7:30 a.m. - 7:45 p.m. Eastern Time to update your allotments. You will need the credit union's routing number (#252076578), followed by your account number. If you do not have the routing number, contact us, and we will provide it for you.
Our friendly staff is more than happy to assist you with any questions or concerns. Call us at (410) 727-5469, Monday - Friday, 8:00 a.m. - 4:00 p.m.
Once again, congratulations on your retirement, and be sure to make good use of your membership with POCUMD. Why not share your secret? Membership is available to all family members! Open an account for your spouse, children, grandchildren, or any other family member.
Note: There is no limit on the amount you may deposit into any of your accounts.
Newsletters
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