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NEW Online Membership Application

You can now easily apply for POCUMD membership online. Click on the “Apply Online” button below to submit your membership application electronically. It’s quick and easy.

Membership is open to all Maryland USPS employees and their families.

Once a member, always a member!

Credit union membership is for a lifetime. No matter if you move, change jobs, or retire, you'll always be a member of POCUMD. That includes your entire family too!

As a not-for-profit organization -- owned by you (our members) and operated by our volunteer board members -- our focus is on offering exceptional services to fit your specific needs.

Why you should join Post Office Credit Union of Maryland:

  • We operate by a "people helping people" philosophy that is hard to find at many other financial institutions

  • As a not-for-profit institution, POCUMD offers better rates on loans and deposit accounts

  • No matter how much money you have on deposit, you have an equal voice in how your credit union should be managed

  • Financial education is available to all members. POCUMD's goal is to help members become better-educated consumers of financial services

  • Joining POCUMD is easy. Open an account today, and you will automatically open the door to great, affordable services and customer care for life

Membership Application

To join the credit union please complete the Membership Application and return it to us via:

  • Mail - P.O. Box 22911, Baltimore, MD 21203-4911

  • Fax - 410-727-0929

  • Email - info@pocumd.org

  • Drop it off - POCUMD branch location at 900 East Fayette St., Room 606, Baltimore MD 21233

  • Online Application - click the “Apply Online” button to submit your application online.

Or call us at (410) 727-5469 with your contact information and we will mail or email you an application form for you to complete at your convenience.  

INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person when opening a new account. What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license, social security card, or other identifying documents.

Membership Application Instructions

When you submit your application, you will need to include a check or money order for your initial deposit of $10.25 or more to open your Share Savings Account (includes a $0.25 processing fee to open the account). Make the check or money order payable to the Post Office Credit Union of Maryland. Cash is accepted if you sign up in person.

Provide a copy of your Postal ID, and driver’s license or a valid picture identification that verifies your name, address, and other identifying information. If your ID doesn’t have the correct address, please submit a change of address card or proof of your current address. We will accept as proof, a phone or BG&E bill or any current US Postal mailing.

If you decide to add a joint owner to your account, please have them complete the application as well and send in a copy of their driver’s license, valid ID, and Social Security card. Non-USPS MD employees, that qualify for membership will need to provide a driver’s license and Social Security card with the application.