Baltimore Inner Harbor

News

Spring Break for Your Budget

Rates as low as 6.85% APR*

Are you ready for a break? No matter your destination, Post Office Credit Union of Maryland can help you get there with a Spring Break Loan.

Borrow up to $3,500.00 to put toward your dream trip – or take time for yourself closer to home. Take advantage of rates as low as 6.85% APR* when you open a Checking Account with a Debit Card and set up a minimum $100 Direct Deposit.. Other rates and terms are available.

It’s time to get away from it all.Call us at (410) 727-5469 and apply today.

*APR is Annual Percentage Rate. Quoted APRs are subject to change daily at the discretion of the Board of Directors. APR may vary based on your credit score over the past 3 years and general creditworthiness. Rates indicated are the lowest rates. For example, a loan with a 12-month term with a fixed rate of 6.85 % APR will result in an estimated monthly payment of $86.46 per $1,000 financed. Open to all members who are eligible under current POCUMD underwriting guidelines. Limited-time offer runs from 4/16/2022 - 7/15/2022. See Credit Union for details.

Annual Meeting - Last Call!

Annual Meeting

Don’t forget to RSVP to the 93rd Annual Meeting on Wednesday, April 27, 2022. The event will be held at Jimmy’s Famous Seafood, located at 6526 Holabird Ave., Baltimore, MD 21224. Doors open at 6:00 p.m. – giving time for our members to mingle and meet each other – with the business meeting starting at 6:30 p.m. All members may bring one guest for $35.00. You’re invited! We hope you can join us for our It's amazing how quickly time passes, what we've persevered through, and we are proud to continue to be part of your community. We hope you feel the same about being part of the Post Office Credit Union of Maryland and are excited for our year ahead!

Unlike other financial institutions, we welcome and look forward to annually seeing our members. This is a great opportunity to meet other members and hear the plans for the upcoming year.

If you plan to attend, please call or email Ineka Walker at (410) 727-5469 or iwalker@pocumd.orgby April 8, 2022. As always, the meeting is only open to members of record who are over the age of 18 and in good standing at POCUMD

Save on TurboTax® and H&R Block®
This Tax Season

Tax Time Tools

As a Post Office Credit Union of Maryland member, you now have more choices and more savings this tax season. We’ve partnered with TurboTax and H&R Block to help you file your way and get special member savings. Whether you file on your own with TurboTax or get help from an H&R Block tax pro, you’re guaranteed to get your biggest possible refund.

Get the tax help you need and special member savings with TurboTax and H&R Block.

TurboTax – File with the #1 bestselling tax software to help you get your taxes done right and get your maximum refund, guaranteed. PLUS, as a credit union member you can save up to $15 when you file with TurboTax.

H&R Block – Whether you want to meet with a tax pro in-office, via drop off, or send your documents virtually, let the tax pros do the rest. H&R Block will always get your biggest possible refund, guaranteed. PLUS, as a credit union member, first-time filers will receive $25 off their expert tax prep and returning customers get the Tax Identity Shield® add-on.

Click this link to save on TurboTax or H&R Block today!

Spring Into Savings!

auto loan or auto loan refinance

After a long, cold winter of paying high auto loan rates, it’s time to roll down the windows. Relax with refreshingly simple Auto Loan rates through Post Office Credit Union of Maryland.

When you finance your auto at the dealer or through another financial institution, you run the risk of paying too much. Your friends at POCUMD can help you find the right rate, whether buying new or used, or refinancing.

Enjoy the ride again with rates as low 2.09% APR* when you open a Checking Account with a Debit Card and set up a minimum $100 Direct Deposit. We’ll beat your current rate or we’ll give you $100 when you close your loan, or look forward to $50 cash when you refinance with POCUMD.**

The road is calling – so giveus a call at (410) 727-5469 and apply today.

*APR is Annual Percentage Rate. Quoted APRs are subject to change daily at the discretion of the Board of Directors. APR may vary based on creditworthiness. Rates indicated are the lowest rates available For example, a loan with a 24-month term with a fixed rate of 2.09% APR will result in an estimated monthly payment of $42.58 per $1,000 financed. See Credit Union for details. $50 offer only applies when closing your new or used auto loan.
**Good on all qualified automobiles with approved credit. Vehicles financed through dealer with 0% financing not eligible. Leased vehicle and existing POCUMD loans are not eligible. Open to members age 18 or older in good standing, who have made all loan payments on time on the vehicle in question, and are eligible under POCUMD underwriting guidelines. Verification of income required. $100 offer only applies to Auto Loans closed at POCUMD. APR is Annual Percentage Rate. 2.29% APR only available on new 2022, 2021, or 2020 vehicles with less than 5,000 miles. 2.49% APR available on 2021-2015 vehicles. Maximum loan terms apply (60-month term maximum. Rates for 72-84 months available). Credit Union reserves the right to extend payments over the longest term to lower payments. This may impact the interest rate of the loan. Limited-time offer runs from 4/16/2022 - 7/15/2022.

Core Upgrade
Coming Soon

Core Upgrade

We’re excited to announce we will be upgrading our core computer system in August 2022 to better serve our members and their banking needs. We’ll have a new home banking module, and a Phone/Voice response unit, along with other updates..

Please pay special attention to all communications you receive from POCUMD beginning now and continuing throughout this upgrade. We’ll have messages delivered to you via email and in your mailboxes. We will also have a page dedicated to this conversion on our website: www.POCUMD.org/upgrade where we will provide information about what you can expect along with important dates as we want to ensure a smooth transition for everyone throughout this process.

Your personal information, loan and deposit accounts will remain secure throughout this transition. We look forward to introducing you to our new and improved systems at Post Office Credit Union of Maryland.

Bank on the Go With
Our Mobile App

Download the official Post Office Credit
Union of Maryland app.

It's never been easier to keep an eye on your finances. In fact, there's an app for that! Simply search "POCUMD" in Google Play or the Apple App Store to download the official Post Office Credit Union of Maryland app.

Downloading the app will put your POCUMD account details in your hands. There are so many benefits.

  • View balances and transfer funds
  • Make loan payments
  • Sign up for e-statements
  • Set up external transfers
  • Change your address or phone number
  • Contact YOUR credit union!

Get out your devices and download today!

Google Play Store Apple App Store

Sign up for Online Banking!

sign up for online banking

Are you set up with POCUMD Online Banking? With this free service, you can check your account balance, pay your bills, and transfer money with just a few clicks of the mouse. It's easy, convenient, and a "green" way to do your banking.

To get started with Online Banking, Click here to login or enroll.

So don't wait - check out Online Banking today!

Feel free to contact us at (410) 727-5469 if you have any questions.



Message to our Members Retiring from the Post Office 

Congratulations on your retirement from the Post Office! You have arrived at an important milestone in your life. You can now stop living to work, and begin working to live!

We also want to thank you for being a loyal member of POCUMD. Remember, retirement from the Post Office does not affect your membership eligibility with the Credit Union. Once a member, always a member!

To transition smoothly into retirement, please call OPM at 1-888-767-6738 (TDD 1-800-878-5708), Monday - Friday, 7:30 A.M.- 7:45 P.M. Eastern Time to update your allotments. You will need the Credit Union's routing number, followed by your account number. If you do not have the routing number, contact us and we will provide it for you.

Our friendly staff is more than happy to assist you with any questions or concerns. Call us at (410) 727-5469, Monday - Friday, 8:00 A.M. - 4:00 P.M.

Once again, congratulations on your retirement, and be sure to make good use of your membership with POCUMD. Why not share your secret? Membership is available to all family members! Open an account for your spouse, children, grandchildren, or any other family member.

Note: There is no limit on the amount you may deposit into any of your accounts.

Newsletters

newsletters

Our newsletters are available in PDF format. PDF is a universal file format that preserves the fonts, images, graphics, and layout of any source document, regardless of the application and platform used to create it. For more information on PDF format, please visit www.adobe.com. Download the latest version of Adobe Reader.

Quarterly Express - Spring 2022
Quarterly Express - Winter 2022
Quarterly Express - Fall 2021
Quarterly Express - Summer 2021