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Have You Downloaded Our Mobile App?

Download the official Post Office Credit
Union of Maryland app.

It's never been easier to keep an eye on your finances. In fact, there's an app for that! Simply search "POCUMD" in Google Play or the Apple App Store to download the official Post Office Credit Union of Maryland app.

Downloading the app will put your POCUMD account details in your hands. There are so many benefits.

  • View balances and transfer funds
  • Make loan payments
  • Sign up for e-statements
  • Set up external transfers
  • Change your address or phone number
  • Contact YOUR credit union!

Get out your devices and download today!

Google Play Store Apple App Store

Head To the Front of the Class

Rates as low as 6.85% APR*

It's almost that time of year again: Back to school! Keep your pencils sharp and your futures bright with a little investment in yourself. Whether working toward a degree or simply a student of life, Post Office Credit Union of Maryland can help you succeed with a Personal Loan.

Our Personal Loan can ensure you have the tools to apply yourself to any goal and gives you the resources and tools to achieve. Get your kid ready for kindergarten, take time to further your career, or focus on an at-home project. Rates as low as 6.85% APR* when you open a Checking Account with a Debit Card and set up a minimum $100 Direct Deposit make this an A+ option!

Call your friends at Post Office Credit Union of Maryland at (410) 727-5469 and apply today.

**APR is Annual Percentage Rate. Quoted APRs are subject to change daily at the discretion of the Board of Directors. APR may vary based on your credit score over the past 3 years and general creditworthiness. Rates indicated are the lowest rates. For example, a loan with a 12-month term with a fixed rate of 6.85% APR will result in an estimated monthly payment of $86.46 per $1,000 financed. Open to all members who are eligible under current POCUMD underwriting guidelines. Limited-time offer runs from 7/16/2021 to 10/15/2021. See Credit Union for details.

Cool Savings When You Refinance

auto loan refinance

Is saving some green on your summer bucket list? No one likes a missed opportunity, and this deal is one you don’t want to miss. If your current auto loan rate is too high, make refinancing your auto loan part of your summer plans and enjoy cool savings.

When you finance your auto at the dealer or through another financial institution, you run the risk of paying too much. Boost your ride and your bottom line with an Auto Loan Refinance from Post Office Credit Union of Maryland.

Put your summer into high gear with rates as low as 2.09% APR* when you open a Checking Account with a Debit Card and set up a minimum $100 Direct Deposit. Plus, we'll beat your current rate or we'll give you $100 when you close your loan.**

Don't let the summer - or this deal – pass you by! Call us at (410) 727-5469 and apply today.

*APR is Annual Percentage Rate. Quoted APRs are subject to change daily at the discretion of the Board of Directors. APR may vary based on creditworthiness. Rates indicated are the lowest rates available For example, a loan with a 24-month term with a fixed rate of 2.09% APR will result in an estimated monthly payment of $42.58 per $1,000 financed. See Credit Union for details. **Good on all qualified automobiles with approved credit. Vehicles financed through dealer with 0% financing not eligible. Leased vehicle and existing POCUMD loans are not eligible. Open to members age 18 or older in good standing, who have made all loan payments on time on the vehicle in question, and are eligible under POCUMD underwriting guidelines. Verification of income required. $100 offer only applies to Auto Loans closed at POCUMD. APR is Annual Percentage Rate. 2.29% APR only available on new 2021 or 2020 vehicles with less than 5,000 miles. 2.49% APR available on 2020-2014 vehicles. Maximum loan terms apply (60-month term maximum. Rates for 72-84 months available). Credit Union reserves the right to extend payments over the longest term to lower payments. This may impact the interest rate of the loan. Limited-time offer runs from 7/16/2021 to 10/15/2021.

Compare and Save!

POCUMD's 60-month as
low as rate is 2.09% APR*
new and 2.29% APR* used.

An Auto Loan from Post Office Credit Union of Maryland puts you in the driver's seat. Thanks to some of the best rates around, you can cruise to the finish line in your new or new-to-you auto.


Financial Institution New Used
Arundel Federal Savings Bank 3.49% 3.865%
Baltimore County FCU 2.49% 2.49%
Johns Hopkins FCU 2.29% 2.29%
FedChoice FCU 2.14% 2.49%
SECU 2.24% 2.49%
MECU 2.49% 2.49%

POCUMD’s 60-month as low as rate is 2.09% APR* new and 2.29% APR* used. How’s that for giving you the best rates around!

That’s right – our rates are as low as 2.09% APR* when you open a Checking Account with a Debit Card and set up a minimum $100 Direct Deposit. Plus, when you close your loan, we’ll give you $50.Head to the beach, the lake, or stay in! There's no wrong way to enjoy your POCUMD savings.

Give us a call today at (410) 727-5469 to make sure you have the best auto loan possible!

**APR is Annual Percentage Rate. Quoted APRs are subject to change daily at the discretion of the Board of Directors. APR may vary based on creditworthiness. Rates indicated are the lowest rates available. For example, a loan with a 24-month term with a fixed rate of 2.09% APR will result in an estimated monthly payment of $42.58 per $1,000 financed. Limited-time offer runs from 7/16/2021 to 10/15/2021. See Credit Union for details.

NOTICE of the POCUMD Supervisory Committee
2021 Verification of Accounts

The Supervisory Committee will be performing the Biannual Verification of Accounts in June. Please review your June 2021 account statement, when received in July, carefully. If there are any discrepancies, please report them to the Supervisory Committee, within 30 days. There will be a form provided, in your June 2021 statement, and an envelope to return the form to us. If there are no discrepancies, no response is necessary. For our members that receive E-Statements, please send the form to this address:

Supervisory Audit Committee
PO Box 441
Baltimore, MD 21203-0441

Check Out Online Banking

sign up for online banking

Never be separated from your financial information. Check out your Checking account anytime with POCUMD Online Banking.

Have you created your online account yet? With this free service, you can view estatements for a “green” way to do banking, or pay your bills and transfer money with just a few clicks of your mouse. Plus, online and mobile banking include the option to interbank transfers if you open a checking account and a direct deposit.

So don't wait - check out Online Banking today!

To get started with Online Banking, Click here to login or enroll.

Feel free to contact us at (410) 727-5469 if you have any questions.



Message to our Members Retiring from the Post Office 

Congratulations on your retirement from the Post Office! You have arrived at an important milestone in your life. You can now stop living to work, and begin working to live!

We also want to thank you for being a loyal member of POCUMD. Remember, retirement from the Post Office does not affect your membership eligibility with the Credit Union. Once a member, always a member!

To transition smoothly into retirement, please call OPM at 1-888-767-6738 (TDD 1-800-878-5708), Monday - Friday, 7:30 A.M.- 7:45 P.M. Eastern Time to update your allotments. You will need the Credit Union's routing number, followed by your account number. If you do not have the routing number, contact us and we will provide it for you.

Our friendly staff is more than happy to assist you with any questions or concerns. Call us at (410) 727-5469, Monday - Friday, 8:00 A.M. - 4:00 P.M.

Once again, congratulations on your retirement, and be sure to make good use of your membership with POCUMD. Why not share your secret? Membership is available to all family members! Open an account for your spouse, children, grandchildren, or any other family member.

Note: There is no limit on the amount you may deposit into any of your accounts.

Newsletters

newsletters

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Quarterly Express - Summer 2021
Quarterly Express - Spring 2021
Quarterly Express - Winter 2021
Quarterly Express - Fall 2020