Baltimore Inner Harbor

News

Core Conversion

Core Upgrade

On Monday, August 22, we will be closed for physical transactions while we implement the Core Conversion to CU* South. These upgrades include benefits such as emailed receipts, electronic account notices, electronic loan application, closing, text balances, electronic account opening, upgraded home banking and mobile app functions, and debit/ATM card control functions. All of these changes will give you a better banking experience.

For more details, please read over our Upgrade web page.


Break Loose This Summer

Rates as low as 6.85% APR*

There’s got to be more to life than work. Enjoy experiences that you and your family will treasure because you actually “lived” them. Break loose this summer with a Personal Loan from Post Office Credit Union of Maryland.

With rates as low as 6.85% APR* when you open a Checking Account with a Debit Card and set up a minimum $100 Direct Deposit, you can make memories at the beach, throw a summer party to remember, get ready for the upcoming school year, and much more!

Now is the time to make those plans you’ve been putting off for far too long. Call us at (410) 727-5469 or come in and apply today!

*APR is Annual Percentage Rate. Quoted APRs are subject to change daily at the discretion of the Board of Directors. APR may vary based on your credit score over the past 3 years and general creditworthiness. Rates indicated are the lowest rates. For example, a loan with a 12-month term with a fixed rate of 6.85 % APR will result in an estimated monthly payment of $86.46 per $1,000 financed. Open to all members who are eligible under current POCUMD underwriting guidelines. Limited-time offer runs from 7/16/2022 - 9/15/2022. See Credit Union for details.

Express Mail

Express Mail

We are happy to announce that Tracey Lambeth has joined the POCUMD staff as the new Marketing/Business Development Manager. Tracey brings over 25 years of sales and marketing experience, most recently as the Marketing Manager for Akers Business Solutions. Additionally and most relevant to her new role, Tracey was the Director of Marketing for the National Association of Federal Credit Unions.

Tracey grew up in Baltimore City, graduated from the University of Maryland, loves steamed crabs, Berger Cookies, the Os, and the Ravens.

At POCUMD, Tracey will serve as the brand ambassador of the credit union, and be responsible for all marketing, business development, social media, and member relationships. You may see her around Maryland at local post office locations and distribution centers.

Hit the Open Road This Summer

auto loan or auto loan refinance

We’ve got two great deals to get you on the road this summer! Love your current ride, but hating your monthly payment? Apply for a POCUMD Auto Loan and if we can’t lower your current payment by $50 when we refinance, we’ll give you $50. You can receive rates as low as 2.09% APR* when you open a Checking Account with a Debit Card and set up a minimum $100 Direct Deposit.

Let’s talk new or new-to-you. Finance your vehicle with rates as low as 2.09% APR* when you open a Checking Account with a Debit Card and set up a minimum $100 Direct Deposit. We’ll give you $100 when you close your loan!

Like ice cream at the beach these rates can melt away quickly. Call us at (410) 727-5469 and apply today!

*APR is Annual Percentage Rate. Quoted APRs are subject to change daily at the discretion of the Board of Directors. APR may vary based on creditworthiness. Rates indicated are the lowest rates available For example, a loan with a 24-month term with a fixed rate of 2.09% APR will result in an estimated monthly payment of $42.58 per $1,000 financed. See Credit Union for details. $50 offer only applies when closing your new or used auto loan.
**Good on all qualified automobiles with approved credit. Vehicles financed through dealer with 0% financing not eligible. Leased vehicle and existing POCUMD loans are not eligible. Open to members age 18 or older in good standing, who have made all loan payments on time on the vehicle in question, and are eligible under POCUMD underwriting guidelines. Verification of income required. $100 offer only applies to Auto Loans closed at POCUMD. APR is Annual Percentage Rate. 2.29% APR only available on new 2023, 2022, 2021, or 2020 vehicles with less than 5,000 miles. 2.49% APR available on 2021-2015 vehicles. Maximum loan terms apply (60-month term maximum. Rates for 72-84 months available). Credit Union reserves the right to extend payments over the longest term to lower payments. This may impact the interest rate of the loan. Limited-time offer runs from 7/16/2022 - 9/15/2022.

Paying Too Much for Insurance?

TruStage Insurance

You work hard for your money and to keep your budget on track. So why spend too much on auto and home insurance?

Post Office Credit Union of Maryland members may qualify for discounts on auto and home insurance through TruStage. TruStage works with national companies to help members save without losing any money. And when you save big, it can be easy to switch insurance carriers!

TruStage offers a powerful mix of savings and popular, member-friendly benefits:

  • Credit union member discounts
  • Nationally recognized companies (Liberty Mutual, CMFG)
  • Friendly, 24/7-service – even on holidays

With over 20 million protected under their coverages, it’s an established firm that you can trust to protect and add value. Check our TruStage page for information about TruStage products, or click here to take you directly to the Post Office Credit Union of Maryland TruStage website page.

Bank on the Go With
Our Mobile App

Download the official Post Office Credit
Union of Maryland app.

It's never been easier to keep an eye on your finances. In fact, there's an app for that! Simply search "POCUMD" in Google Play or the Apple App Store to download the official Post Office Credit Union of Maryland app.

Downloading the app will put your POCUMD account details in your hands. There are so many benefits.

  • View balances and transfer funds
  • Make loan payments
  • Sign up for e-statements
  • Set up external transfers
  • Change your address or phone number
  • Contact YOUR credit union!

Get out your devices and download today!

Google Play Store Apple App Store

Sign up for Online Banking!

sign up for online banking

Are you set up with POCUMD Online Banking? With this free service, you can check your account balance, pay your bills, and transfer money with just a few clicks of the mouse. It's easy, convenient, and a "green" way to do your banking.

To get started with Online Banking, Click here to login or enroll.

So don't wait - check out Online Banking today!

Feel free to contact us at (410) 727-5469 if you have any questions.



Message to our Members Retiring from the Post Office 

Congratulations on your retirement from the Post Office! You have arrived at an important milestone in your life. You can now stop living to work, and begin working to live!

We also want to thank you for being a loyal member of POCUMD. Remember, retirement from the Post Office does not affect your membership eligibility with the Credit Union. Once a member, always a member!

To transition smoothly into retirement, please call OPM at 1-888-767-6738 (TDD 1-800-878-5708), Monday - Friday, 7:30 A.M.- 7:45 P.M. Eastern Time to update your allotments. You will need the Credit Union's routing number, followed by your account number. If you do not have the routing number, contact us and we will provide it for you.

Our friendly staff is more than happy to assist you with any questions or concerns. Call us at (410) 727-5469, Monday - Friday, 8:00 A.M. - 4:00 P.M.

Once again, congratulations on your retirement, and be sure to make good use of your membership with POCUMD. Why not share your secret? Membership is available to all family members! Open an account for your spouse, children, grandchildren, or any other family member.

Note: There is no limit on the amount you may deposit into any of your accounts.

Newsletters

newsletters

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Quarterly Express - Summer 2022
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Quarterly Express - Fall 2021