Baltimore Inner Harbor

News

Splash With Some Cash

Personal Loan rates as low as 7.05% APR*

Get it while it's hot! Finance your summer fun with a Personal Loan from Post Office Credit Union of Maryland. Tackle your to-do list, spend time with the family, and make time for rest and relaxation. It’s all possible this summer with a little extra cash from our summer personal loan.

Kick back and enjoy the next few months with rates as low as 7.05% APR*. Looking for a better rate? Get a rate as low as 6.85% APR* when you open a Checking Account with a Debit Card, and set up a minimum $100 Direct Deposit.

Call us at (410) 727-5469 and apply today before this deal dries up!

*APR is annual percentage rate. Quoted APRs are subject to change daily at the discretion of the Board of Directors. APR may vary based on your credit score over the past 3 years and general creditworthiness. Rates indicated are the lowest rates. For example, a loan with a 12-month term with a fixed rate of 7.05% APR will result in an estimated monthly payment of $86.55 per $1,000 financed. Open to all members who are eligible under current POCUMD underwriting guidelines. Limited-time offer runs from 7/15/2020 – 10/15/2020. See Credit Union for details.

Rev Your Engine and Refinance

auto loan refinance

Wish your auto loan came with a little extra horsepower? It could be time to refinance and we’re willing to go the distance. An Auto Loan Refinance from Post Office Credit Union of Maryland comes with more oomph than other options. Financing your auto at the dealer or through another financial institution could end up costing you too much. Our Auto Loan Refinancing rates are a smooth ride, coming in as low as 2.29% APR*.

We’ll beat your current rate or we’ll give you $100 when you close your loan**. As a victory lap, when you open a Checking Account with a Debit Card and minimum $100 Direct Deposit, you’ll be rewarded with an auto loan rate as low as 2.09% APR*.

It’s time to go, go, go! Get started and call us at (410) 727-5469.

*APR is annual percentage rate. Quoted APRs are subject to change daily at the discretion of the Board of Directors. APR may vary based on creditworthiness. Rates indicated are the lowest rates available. For example, a loan with a 24-month term with a fixed rate of 2.29% APR will result in an estimated monthly payment of $42.67 per $1,000 financed. See Credit Union for details. **Good on all qualified automobiles with approved credit. Vehicles financed through dealer with 0% financing not eligible. Leased vehicle and existing POCUMD loans are not eligible. Open to members age 18 or older in good standing, who have made all loan payments on time on the vehicle in question, and are eligible under POCUMD underwriting guidelines. Verification of income required. $100 offer only applies to Auto Loans closed at POCUMD. APR = Annual Percentage Rate. 2.29% APR only available on new 2021, 2020, and 2019 vehicles no older than 6 months old, and less than 5, 000 miles. 2.49% APR available on 2020-2014 vehicles. Maximum loan terms apply (60-month term maximum.Rates for 72-84 months available). Credit Union reserves the right to extend payments over the longest term to lower payments. This may impact the interest rate of the loan. Limited-time offer runs from 7/15/20- 10/15/20.

Best Auto Rates in Maryland!

Best Auto Loan Rates in Maryland!

Summer, sunshine, savings. There’s nothing better than an easy drive. At Post Office Credit Union of Maryland, we make it simple to cruise into savings. Compare our rates against other financial institutions and you’ll find out we have the BEST numbers in town.

POCUMD’s 60-month rate is 2.29% APR* with no strings attached. Want even better mileage? Drive away with a rate as low as 2.09% APR* by opening a Checking Account with a Debit Card, and a $100 Direct Deposit. Take these numbers for a spin and see what sounds like the best route for you.

Local Financial Institutions

  • PENFED ........................................... 3.74%
  • Arundel Federal Savings Bank ........ 3.49%
  • Johns Hopkins FCU.......................... 2.64%
  • First Financial of Maryland FCU ...... 2.99%
  • FedChoice FCU ................................3.00%
  • BB&T .................................................2.75%
  • SECU ................................................ 3.24%
  • MECU ............................................... 2.99%

Ready to jump in the car with POCUMD at the wheel? Give us a call today at (410) 727-5469 to ensure you have the BEST deal in town!

*APR is annual percentage rate. Quoted APRs are subject to change daily at the discretion of the Board of Directors. APR may vary based on creditworthiness. Rates indicated are the lowest rates available. For example, a loan with a 24-month term with a fixed rate of 2.29% APR will result in an estimated monthly payment of $42.67 per $1,000 financed. Limited-time offer runs from 7/15/2020 – 10/15/2020. See Credit Union for details.


With MoneyPass®, Finding a
Surcharge-Free ATM is a Click Away!

Money Pass ATM Search logo

Ever had one of those moments where you needed cash, but had none? With more than 32,000 ATMs nationwide, MoneyPass® is one of the largest surcharge-free networks in the nation. As long as you have a mobile phone with the MoneyPass® mobile app, finding a surcharge-free MoneyPass® ATM couldn’t be easier. With two convenient search options, you can find a MoneyPass® ATM by entering an address or ZIP code, or using your current location.

Don’t wait until it is too late - get the mobile app at either the Google Play, or the Apple App Store, and find a surcharge-free ATM wherever you are!

Google Play Store Apple App Store

*Message and data rates may apply.

Invest in Your Grandchildren’s Future

share savings account

You gave your children life, and in return, they gave you grandchildren. Return the joy your grandchildren bring by investing in their future with a POCUMD Share Savings Account. A Share Savings Account provides the necessary tools to help you build a solid financial future for your grandchildren. Open their account with only $10.00 and you’ll set them up to become a member and “Share” owner for life.

Visit us today to start establishing the future for the special child in your life with a Share Savings Account.

Sign up for Online Banking!

sign up for online banking

Are you set up with POCUMD Online Banking? With this free service, you can check your account balance, pay your bills, and transfer money with just a few clicks of the mouse. It's easy, convenient, and a "green" way to do your banking.

To get started with Online Banking, print out the Internet Banking Service Agreement and Disclosure Statement. Once you've read through the document, just sign page 5 and send it or bring it to POCUMD. We will give you an initial password, which you will change to your own preferred password once logged onto the site.

So don't wait - check out Online Banking today!

Internet Banking Service Agreement & Disclosure Statement (pages 1 -4, legal size)

Internet Banking Service Agreement & Disclosure Statement (page 5, letter size)

Applications can be faxed to 410-727-0929 or mailed to:

Post Office Credit Union of MD, Inc.
P.O. Box 22911
Baltimore, MD 21203-4911

You may also stop by our office Monday - Friday, 8:00 A.M. - 4:00 P.M.

Message to our Members Retiring from the Post Office 

Congratulations on your retirement from the Post Office! You have arrived at an important milestone in your life. You can now stop living to work, and begin working to live!

We also want to thank you for being a loyal member of POCUMD. Remember, retirement from the Post Office does not affect your membership eligibility with the Credit Union. Once a member, always a member!

To transition smoothly into retirement, please call OPM at 1-888-767-6738 (TDD 1-800-878-5708), Monday - Friday, 7:30 A.M.- 7:45 P.M. Eastern Time to update your allotments. You will need the Credit Union's routing number, followed by your account number. If you do not have the routing number, contact us and we will provide it for you.

Our friendly staff is more than happy to assist you with any questions or concerns. Call us at (410) 727-5469, Monday - Friday, 8:00 A.M. - 4:00 P.M.

Once again, congratulations on your retirement, and be sure to make good use of your membership with POCUMD. Why not share your secret? Membership is available to all family members! Open an account for your spouse, children, grandchildren, or any other family member.

Note: There is no limit on the amount you may deposit into any of your accounts.

Newsletters

newsletters

Our newsletters are available in PDF format. PDF is a universal file format that preserves the fonts, images, graphics, and layout of any source document, regardless of the application and platform used to create it. For more information on PDF format, please visit www.adobe.com. Download the latest version of Adobe Reader.

Quarterly Express - Summer 2020
Quarterly Express - Spring 2020
Quarterly Express - Winter 2020
Quarterly Express - Fall 2019