On Monday, August 22, we will be closed
for physical transactions while we implement
the Core Conversion to CU* South. These
upgrades include benefits such as emailed
receipts, electronic account notices,
electronic loan application, closing, text
balances, electronic account opening,
upgraded home banking and mobile app
functions, and debit/ATM card control
functions. All of these changes will give
you a better banking experience.
For more details, please read over our Upgrade web page.
There’s got to be more to life than work. Enjoy experiences that you and your
family will treasure because you actually “lived” them. Break loose this summer
with a Personal Loan from Post Office Credit Union of Maryland.
With rates as low as 6.85% APR* when you open a Checking Account with a Debit
Card and set up a minimum $100
Direct Deposit, you can make memories
at the beach, throw a summer party to remember, get ready for the upcoming
school year, and much more!
Now is the time to make those plans you’ve
been putting off for far too long. Call us at
(410) 727-5469 or come in and apply today!
*APR is Annual Percentage Rate. Quoted APRs are subject to change daily at the discretion of the Board of Directors. APR may vary based on your credit score over the past 3 years and general creditworthiness. Rates indicated are the lowest rates. For example, a loan with a 12-month term with a fixed rate of 6.85 % APR will result in an estimated monthly payment of $86.46 per $1,000 financed. Open to all members who are eligible under current POCUMD underwriting guidelines. Limited-time offer runs from 7/16/2022 - 9/15/2022. See Credit Union for details.
We are happy to announce
that Tracey Lambeth has joined
the POCUMD staff as the new
Marketing/Business Development
Manager. Tracey brings over 25 years
of sales and marketing experience,
most recently as the Marketing
Manager for Akers Business
Solutions. Additionally and most
relevant to her new role, Tracey
was the Director of Marketing for
the National Association of Federal
Credit Unions.
Tracey grew up in Baltimore City,
graduated from the University of
Maryland, loves steamed crabs, Berger
Cookies, the Os, and the Ravens.
At POCUMD, Tracey will serve as
the brand ambassador of the credit
union, and be responsible for all
marketing, business development,
social media, and member
relationships. You may see her
around Maryland at local post office
locations and distribution centers.
We’ve got two great deals to get you on the road this summer! Love your current ride, but
hating your monthly payment? Apply for a POCUMD Auto Loan and if we can’t lower your
current payment by $50 when we refinance, we’ll give you $50. You can receive rates as
low as 2.09% APR* when you open a Checking Account
with a Debit Card and set up a minimum $100 Direct Deposit.
Let’s talk new or new-to-you. Finance your vehicle with rates as low as 2.09% APR* when
you open a Checking Account
with a Debit Card and set up a minimum $100 Direct Deposit. We’ll give you $100 when you close your loan!
Like ice cream at the beach these rates can melt away
quickly. Call us at (410) 727-5469 and apply today!
*APR is Annual Percentage Rate. Quoted APRs are subject to change daily at the discretion of the Board of Directors. APR may vary based on creditworthiness. Rates indicated are the lowest rates available For example, a loan with a 24-month term with a fixed rate of 2.09% APR will result in an estimated monthly payment of $42.58 per $1,000 financed. See Credit Union for details. $50 offer only applies when closing your new or used auto loan.
**Good on all qualified automobiles with approved credit. Vehicles financed through dealer with 0% financing not eligible. Leased vehicle and existing POCUMD loans are not eligible. Open to members age 18 or older in good standing, who have made all loan payments on time on the vehicle in question, and are eligible under POCUMD underwriting guidelines. Verification of income required. $100 offer only applies to Auto Loans closed at POCUMD. APR is Annual Percentage Rate. 2.29% APR only available on new 2023, 2022, 2021, or 2020 vehicles with less than 5,000 miles. 2.49% APR available on 2021-2015 vehicles. Maximum loan terms apply (60-month term maximum. Rates for 72-84 months available). Credit Union reserves the right to extend payments over the longest term to lower payments. This may impact the interest rate of the loan. Limited-time offer runs from 7/16/2022 - 9/15/2022.
You work hard for your money and to
keep your budget on track. So why spend
too much on auto and home insurance?
Post Office Credit Union of Maryland
members may qualify for discounts on auto
and home insurance through TruStage.
TruStage works with national companies
to help members save without losing any
money. And when you save big, it can be
easy to switch insurance carriers!
TruStage offers a powerful mix of savings
and popular, member-friendly benefits:
With over 20 million protected under their coverages, it’s an established firm that you can trust to protect and add value. Check our TruStage page for information about TruStage products, or click here to take you directly to the Post Office Credit Union of Maryland TruStage website page.
It's never been easier to keep an eye
on your finances. In fact, there's an app
for that! Simply search "POCUMD" in
Google Play or the
Apple App Store
to
download the official Post Office Credit
Union of Maryland app.
Downloading the app will put your
POCUMD account details in your hands.
There are so many benefits.
Get out your devices and download today!
Are you set up with POCUMD Online Banking? With this free service, you can check your account balance, pay your bills, and transfer money with just a few clicks of the mouse. It's easy, convenient, and a "green" way to do your banking.
To get started with Online Banking, Click here to login or enroll.
So don't wait - check out Online Banking today!
Feel free to contact us at (410) 727-5469 if you have any questions.
Congratulations on your retirement from the Post Office! You have arrived at an important milestone in your life. You can now stop living to work, and begin working to live!
We also want to thank you for being a loyal member of POCUMD. Remember, retirement from the Post Office does not affect your membership eligibility with the Credit Union. Once a member, always a member!
To transition smoothly into retirement, please call OPM at 1-888-767-6738 (TDD 1-800-878-5708), Monday - Friday, 7:30 A.M.- 7:45 P.M. Eastern Time to update your allotments. You will need the Credit Union's routing number, followed by your account number. If you do not have the routing number, contact us and we will provide it for you.
Our friendly staff is more than happy to assist you with any questions or concerns. Call us at (410) 727-5469, Monday - Friday, 8:00 A.M. - 4:00 P.M.
Once again, congratulations on your retirement, and be sure to make good use of your membership with POCUMD. Why not share your secret? Membership is available to all family members! Open an account for your spouse, children, grandchildren, or any other family member.
Note: There is no limit on the amount you may deposit into any of your accounts.
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Quarterly Express - Summer 2022
Quarterly Express - Spring 2022
Quarterly Express - Winter 2022
Quarterly Express - Fall 2021
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