|Deposit Rates||Minimum Balance||Interest Rate||APY**|
|Regular Share Account Savings||$10.00||0.15%||0.15%|
|Certificate Rates||Minimum Balance||Interest Rate||APY**|
|9-Month Special Term||10,000.00||1.75%||1.76%|
|15-Month Special Term||10,000.00||2.50%||2.52%|
|Money Market Deposit †||Amount||Interest Rate||APY**|
|Money Market up to $9,999.99||$2,000 - $9,999.99 †||0.75%||0.75%|
|Money Market up to $24,999.99||$10,000 - $24,999.99 †||1.00%||1.01%|
|Money Market up to $49,999.99||$25,000 - $49,999.99 †||1.25%||1.26%|
|Money Market up to $99,999.99||$50,000 - $99,999.99 †||1.50%||1.51%|
|Money Market $100,000 +||$100,000 and up†||2.00%||2.02%|
|New Car 24 Months||1.99%||New Motorcycle 24 Months||3.95%|
|New Car 36 Months||1.99%||New Motorcycle 36 Months||4.00%|
|New Car 48 Months||2.49%||New Motorcycle 48 Months||4.25%|
|New Car 60 Months||2.49%||New Motorcycle 60 Months||4.50%|
|New Car 72 Months||2.99%||New Motorcycle 72 Months||4.65%|
|New Car 84 Months||3.49%||New Motorcycle 84 Months||5.10%|
|Used Car 24 Months||2.19%||Used Motorcycle 24 Months||4.25%|
|Used Car 36 Months||2.19%||Used Motorcycle 36 Months||4.30%|
|Used Car 48 Months||2.69%||Used Motorcycle 48 Months||4.55%|
|Used Car 60 Months||2.69%||Used Motorcycle 60 Months||4.80%|
|Used Car 72 Months||3.19%||Used Motorcycle 72 Months||4.95%|
|Used Car 84 Months||3.69%||Used Motorcycle 84 Months||5.40%|
|New Boat/RV 24 Months||4.45%||Used Boat/RV 24 Months||4.75%|
|New Boat/RV 36 Months||4.50%||Used Boat/RV 36 Months||4.80%|
|New Boat/RV 48 Months||4.75%||Used Boat/RV 48 Months||5.05%|
|New Boat/RV 60 Months||5.00%||Used Boat/RV 60 Months||5.30%|
|New Boat/RV 72 Months||5.25%||Used Boat/RV 72 Months||5.55%|
|New Boat/RV 84 Months||5.75%||Used Boat/RV 84 Months||6.05%|
|Other Loan Rates||APR*|
Rates effective March 1, 2019.
Fees early withdrawal penalties, or other conditions may reduce earnings on an account and minimum deposit must be maintained to earn interest.
^If balance goes below $50.00, a $9.00 Share Draft fee will be charged.
Quoted interest rates, annual percentage rate (APR)*, and annual percentage yield (APY)** are subject to change daily at the discretion of the Board of Directors. Rates indicated are the lowest rates. APR may vary based on creditworthiness.
*** Rates as low as
† Minimum Balance required.
You are leaving Post Office Credit Union of Maryland website, and entering the website of , a third party that is not a part of Post Office Credit Union of Maryland. Any products and services accessed through this site are brought to you through an agreement between Post Office Credit Union of Maryland and . is responsible for the content, and they are not guaranteed by Post Office Credit Union of Maryland. Privacy and Security policies may differ between Post Office Credit Union of Maryland and .