accounts

Current Rates

Deposit Rates Minimum Balance Interest Rate APY**
Checking^ $50.00 0.10% 0.10%
Regular Share Account Savings $10.00 0.30% 0.30%
Christmas Club $10.00 0.75% 0.75%
Vacation Club $10.00 0.75% 0.75%
IRA $10.00 1.25% 1.26%
Regular & IRA Certificates Minimum Balance Interest Rate APY**
6 Month Term - NEW 500.00 1.50% 1.51%
9 Month Term - NEW 500.00 1.75% 1.76%
12 Month Term - NEW 500.00 2.00% 2.02%
15 Month Term - NEW 500.00 2.50% 2.52%
18 Month Term - NEW 500.00 2.60% 2.63%
24 Month Term - NEW 500.00 2.80% 2.84%
36 Month Term - NEW 500.00 2.95% 2.99%
Money Market Deposit Amount Interest Rate APY**
Money Market up to $9,999.99 $2,000 - $9,999.99 0.75% 0.75%
Money Market up to $24,999.99 $10,000 - $24,999.99 1.00% 1.01%
Money Market up to $49,999.99 $25,000 - $49,999.99 1.25% 1.26%
Money Market up to $99,999.99 $50,000 - $99,999.99 1.50% 1.51%
Money Market $100,000 + $100,000 and up 2.00% 2.02%
Vehicle Rates APR*   APR*
New Car 24 Months 1.99% New Motorcycle 24 Months 3.95%
New Car 36 Months 1.99% New Motorcycle 36 Months 4.00%
New Car 48 Months 2.49% New Motorcycle 48 Months 4.25%
New Car 60 Months 2.49% New Motorcycle 60 Months 4.50%
New Car 72 Months 2.99% New Motorcycle 72 Months 4.65%
New Car 84 Months 3.49% New Motorcycle 84 Months 5.10%
Used Car 24 Months 2.19% Used Motorcycle 24 Months 4.25%
Used Car 36 Months 2.19% Used Motorcycle 36 Months 4.30%
Used Car 48 Months 2.69% Used Motorcycle 48 Months 4.55%
Used Car 60 Months 2.69% Used Motorcycle 60 Months 4.80%
Used Car 72 Months 3.19% Used Motorcycle 72 Months 4.95%
Used Car 84 Months 3.69% Used Motorcycle 84 Months 5.40%
New Boat/RV 24 Months 4.45% Used Boat/RV 24 Months 4.75%
New Boat/RV 36 Months 4.50% Used Boat/RV 36 Months 4.80%
New Boat/RV 48 Months 4.75% Used Boat/RV 48 Months 5.05%
New Boat/RV 60 Months 5.00% Used Boat/RV 60 Months 5.30%
New Boat/RV 72 Months 5.25% Used Boat/RV 72 Months 5.55%
New Boat/RV 84 Months 5.75% Used Boat/RV 84 Months 6.05%
Other Loan Rates APR*    
Share Secured 3.50%    
Certificate Secured 5.25%    
Unsecured 8.30%***    

Rates effective June 1, 2019.

Fees early withdrawal penalties, or other conditions may reduce earnings on an account and minimum deposit must be maintained to earn interest.

^If balance goes below $50.00, a $9.00 Share Draft fee will be charged.

Quoted interest rates, annual percentage rate (APR)*, and annual percentage yield (APY)** are subject to change daily at the discretion of the Board of Directors. Rates indicated are the lowest rates. APR may vary based on creditworthiness.

*** Rates as low as

† Minimum Balance required.