Current Rates

Deposit Rates Opening Deposit Interest Rate APY**
Share Draft* $50.00 0.05% 0.05%
Regular Savings $10.00 0.15% 0.15%
Christmas Club $10.00 0.75% 0.75%
Vacation Club $10.00 0.75% 0.75%
IRA $10.00 1.25% 1.26%
6-Month CD 1000.00 0.75% 0.75%
12-Month CD 1000.00 1.15% 1.16%
Money Market $2,000 - $9,999.99 0.45% 0.45%
  $10,000 - $49,999.99 0.55% 0.55%
  $50,000 - $99,999.99 0.60% 0.50%
  $100,000 and up 0.70% 0.70%
Loan Rates - As Low As APR***   APR***
New Car 24 Months 1.99% New Motorcycle 24 Months 3.95%
New Car 36 Months 1.99% New Motorcycle 36 Months 4.00%
New Car 48 Months 2.49% New Motorcycle 48 Months 4.25%
New Car 60 Months 2.49% New Motorcycle 60 Months 4.50%
New Car 72 Months 2.99% New Motorcycle 72 Months 4.65%
New Car 84 Months 3.49% New Motorcycle 84 Months 5.10%
Used Car 24 Months 2.19% Used Motorcycle 24 Months 4.25%
Used Car 36 Months 2.19% Used Motorcycle 36 Months 4.30%
Used Car 48 Months 2.69% Used Motorcycle 48 Months 4.55%
Used Car 60 Months 2.69% Used Motorcycle 60 Months 4.80%
Used Car 72 Months 3.19% Used Motorcycle 72 Months 4.95%
Used Car 84 Months 3.69% Used Motorcycle 84 Months 5.40%
New Boat/RV 24 Months 4.45% Used Boat/RV 24 Months 4.75%
New Boat/RV 36 Months 4.50% Used Boat/RV 36 Months 4.80%
New Boat/RV 48 Months 4.75% Used Boat/RV 48 Months 5.05%
New Boat/RV 60 Months 5.00% Used Boat/RV 60 Months 5.30%
New Boat/RV 72 Months 5.25% Used Boat/RV 72 Months 5.55%
New Boat/RV 84 Months 5.75% Used Boat/RV 84 Months 6.05%
Other Loan Rates APR***    
Share Secured 3.50%    
Certificate Secured 5.25%    
Unsecured 8.30%    

Rates effective January 25, 2017.

Fees early withdrawal penalties, or other conditions may reduce earnings on an account and minimum deposit must be maintained to earn interest.

*If balance goes below $50.00, a $9.00 Share Draft fee will be charged.

Quoted interest rates, annual percentage yields (APY)**, and annual percentage rates (APR)*** are subject to change daily at the discretion of the Board of Directors. Rates indicated are the lowest rates. APR may vary based on creditworthiness.

^Quoted annual percentage rates (APR) are subject to change daily at the discretion of the Board of Directors. Rates indicated are the lowest rates. APR may vary based on creditworthiness.